Direct financing over 12, 24, 36 or 48 months, no bank needed
No bank, no bank paperwork and no co-signer. Gated-community lots from COP 123,000 per m² and parcelación lots at COP 225,000 per m²: here is how payment works.
Works for any lot price
| Type | Down payment | Monthly payment | Total paid |
|---|---|---|---|
| Paying in full, 1 to 3 months | — | — | 90% (10% discount) |
| Early payment, 4 to 6 months | — | — | 95% (5% discount) |
| Up to 12 months, interest-free | 15% | 7.08% of the price | 100% (base price) |
| 24 months | 15% | 3.98% of the price | 110,4% |
| 36 months | 15% | 2.80% of the price | 115,7% |
| 48 months | 15% | 2.21% of the price | 121,2% |
Paying in full within 1 to 3 months, 10% discount; with early payment within 4 to 6 months, 5% discount. There is no interest for up to 12 months. At 24, 36 and 48 months, the balance carries a 12% effective annual rate (0.9489% monthly) from the first payment. The down payment is 15% and includes the reservation deposit. Multiply each percentage by the lot price, or request your personalized quote with the button on each lot's page.
Example in pesos: a COP 240,000,000 lot
| Plan | Down payment | Monthly payment | Total paid |
|---|---|---|---|
| Paying in full, 1 to 3 months | — | — | $216.000.000 |
| Early payment, 4 to 6 months | — | — | $228.000.000 |
| 12 months, interest-free | $36.000.000 | $17.000.000 | $240.000.000 |
| 24 months | $36.000.000 | $9.544.651 | $265.071.636 |
| 36 months | $36.000.000 | $6.716.104 | $277.779.735 |
| 48 months | $36.000.000 | $5.310.864 | $290.921.451 |
Calculated with the master table: a 15% down payment (including the COP 5,000,000 reservation deposit) and, at 24, 36 and 48 months, a 12% effective annual rate on the balance from the first payment. Each lot's page shows the exact figures for that lot.
Get a quote for the lot you like
Every lot page has the button Get a quote for this lot here: an advisor will reply on WhatsApp with the price, the down payment and the payment method you prefer. If you haven't chosen a lot yet, message us and we'll help you pick one.
Four steps
Reservation deposit
COP 5,000,000, holding the lot in your name for fifteen days. It is applied to the down payment.
Down payment
15% of the lot price, within the following 30 days.
Monthly payments
Paying in full or with early payment, at a discount. Up to 12 months interest-free, or over 24, 36 and 48 months, directly with us.
Deed
The public deed is signed once 100% of the lot has been paid, and it is then registered. Each lot comes with its own individual property title.
What you should know before signing
Buyer review
We check your history with Datacrédito, but we do not report the credit to the credit bureaus: the financing is directly with us, with no bank and no co-signer.
Deed closing costs
Notary fees are split half and half between buyer and seller. The buyer pays the deed registration tax (boleta fiscal) and the registration fees.
Building permit
It can be requested once the lot is in the buyer's name on the certificate of title (certificado de tradición y libertad), that is, after the deed is signed and registered.
If the buyer withdraws
Once the purchase agreement (promesa de compraventa) is signed, withdrawing carries a penalty of 20% of the lot price.
I'm buying from abroad
Pay in full with a 10% discount. You can sign through an attorney-in-fact, without traveling. A video call from the lot with your advisor. A step-by-step guide for buyers in the United States.
How much is the lot you like?
Gated community: from COP 123,000 per m². Parcelación: COP 225,000 per m². Each lot's price is on its page. Request your quote on WhatsApp from the lot's page and an advisor will confirm availability every day: Monday and Tuesday from 8:30 a.m. to 4:30 p.m., Wednesday to Saturday from 9:00 a.m. to 4:30 p.m., and Sundays and holidays from 10:00 a.m. to 5:00 p.m.
Check price and availability