How to buy a lot in Colombia while living in the United States
You can see, reserve and pay for your lot at El Rosario Naturalmente without traveling for every step. This guide explains the full process, which documents are used and how to make payments from abroad in an orderly way.
General information, updated September 2026. It does not replace advice from a lawyer, an accountant or your bank for your particular case.
The process in five steps
| Stage | What happens | Where you are |
|---|---|---|
| 1. See the lot | Video call from the property with an advisor; map, areas and payment options | In the United States |
| 2. Reserve | COP 5,000,000 reservation deposit, holding the lot in your name for 15 days | In the United States |
| 3. Purchase agreement | Signed in person during a visit, or through an attorney-in-fact in Colombia | Wherever you prefer |
| 4. Payments | Paying in full in 1 to 3 months with a 10% discount, early payment within 4 to 6 months with 5%, or a 15% down payment and installments for up to 12 months interest-free, or over 24, 36 and 48 months | International bank transfer |
| 5. Deed and registration | Signed at a notary's office once 100% of the lot has been paid, and registered at the Public Records Registry Office (Oficina de Registro de Instrumentos Públicos); the lot gets its own individual property title | In person or through an attorney-in-fact |
The whole process is coordinated by WhatsApp and video call with an advisor, every day: Monday and Tuesday from 8:30 a.m. to 4:30 p.m., Wednesday to Saturday from 9:00 a.m. to 4:30 p.m., and Sundays and holidays from 10:00 a.m. to 5:00 p.m. (Colombia time).
1. See the lot without traveling
An advisor shows you the property by video call, walks the lot you are interested in and shares the map with the areas. If you later want to visit, El Rosario is 2 minutes from Quimbaya and about 50 minutes from El Edén Airport in Armenia.
2. Reserve from abroad
The reservation deposit is COP 5,000,000 (Colombian pesos) and holds the lot in your name for 15 days. During that time you can review the documents calmly and decide.
3. Sign through an attorney-in-fact if you cannot travel
If you will not be in Colombia to sign the purchase agreement (promesa de compraventa) or the deed, you can grant a special power of attorney to someone you trust in Colombia. There are two common ways:
- At a Colombian consulate in the United States: a power of attorney signed before the consul can be used in Colombia.
- Before a notary in the United States: the document must carry the apostille from the competent authority of the state where it was signed and, if it is not in Spanish, an official translation.
Before you sign the power of attorney, ask your advisor for the suggested wording so the notary's office in Colombia accepts it without objections.
4. Make payments through a bank and keep the receipts
When a person who lives outside Colombia buys real estate in the country, the transaction is generally considered foreign investment. For it to be registered, the money must come in through the foreign exchange market, that is, through a bank or another authorized intermediary, and the transaction is declared as an investment, not as a family remittance or a payment for services.
- Send payments by international transfer to the account that FRIOMERK S.A.S. gives you in writing.
- Tell the bank that the payment is for the purchase of real estate (foreign investment) and give them the information they request for the foreign exchange declaration.
- Keep the receipts for every transfer and every declaration. They serve to prove where the money came from and, if you ever sell, to be able to take the money out of the country in an orderly way.
Foreign exchange rules are set by the Banco de la República. Your bank in Colombia or a foreign exchange advisor can confirm the current form and procedure for your case.
5. Deed and registration
The deed is signed once 100% of the lot has been paid. The sale is formalized with a public deed at a notary's office and recorded at the Public Records Registry Office. The project has a subdivision license and each lot comes with its own individual property title. Notary and registration fees are settled at the time of signing the deed; your advisor will explain how they are split.
Payment options
- Paying in full, in 1 to 3 months: 10% discount on the lot price.
- Early payment, within 4 to 6 months: 5% discount on the lot price.
- Up to 12 months interest-free, or over 24, 36 and 48 months with 12% effective annual interest from the first payment: a 15% down payment within 30 days of the reservation, and monthly payments directly with us, no bank.
See the details in Payment options. Each lot's price is on its page, and you can request your quote on WhatsApp from each lot's page.
Documents normally used
- Valid passport or Colombian citizenship ID card (cédula de ciudadanía).
- Special power of attorney, consular or apostilled, if you sign through an attorney-in-fact.
- Receipts for the international transfers and the foreign exchange declarations.
- The information requested for the source-of-funds verification required in real estate transactions.
Questions about your case?
Message us and we'll explain the process step by step on a video call.
Talk to an advisor